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Ways to pay for Invisalign® treatment

Explore options that fit your budget.

There are lots of ways to make Invisalign treatment affordable for you. You may be able to use your third-party insurance coverage, pay with pre-tax dollars from your HCSA, or arrange a monthly payment plan.


Paying for Invisalign treatment with pre-tax dollars using an HCSA

What is an HCSA?

A healthcare savings account, or HCSA, is a non-taxable health benefits bank account that allows you to save and pay for your out-of-pocket health care expenses, which may include Invisalign treatment.

What is the advantage of an HCSA?

You don’t pay taxes on the money you put in an HCSA.

How can I use my HCSA to pay for Invisalign treatment?

Before you begin your Invisalign treatment, talk to both your doctor’s office and your benefits manager. You may be able to pay your doctor and be reimbursed from your HCSA. Your benefits provider may also be able to pay your doctor directly.


Third-party insurance coverage for Invisalign treatment

What does third-party insurance typically cover?

Many third-party insurance plans cover Invisalign treatment the same way they cover braces. Your third-party insurance may pay for a certain percentage of your Invisalign treatment, or it may pay for a certain dollar amount. Often there is a lifetime cap on the amount third-party insurance will pay for orthodontic treatment.

How do I know whether my third-party insurance covers Invisalign treatment?

Ask your benefits manager at work, call your third-party insurance plan’s customer service line, or look through your benefits package for “orthodontic treatment.” Orthodontic treatment is sometimes covered by health, rather than dental third-party insurance, or by orthodontic coverage that you can purchase separately.

How do I know if my doctor accepts my third-party insurance?

When you book your consultation, ask which third-party insurance plans your doctor accepts. Your doctor’s office can also call your third-party insurance provider to check your coverage.


Paying for your Invisalign treatment with a monthly payment plan

What is a monthly payment plan?

A monthly payment plan is an arrangement between you and your doctor to spread the cost of your Invisalign clear aligners over the length of your treatment. Typically, doctors will request a down payment before treatment begins.

How can a monthly payment help me?

Making small payments throughout the course of your Invisalign treatment rather than all at once can make it easier to plan your monthly budget.

How can I arrange a monthly payment plan?

Many doctors offer flexible and affordable monthly payment plans. Before or during your consultation for Invisalign treatment, ask your doctor what options they offer.

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